Risk Management Framework

Comprehensive approach to identifying, assessing, and mitigating risks while protecting family capital and ensuring sustainable long-term growth.

Our Risk Philosophy

We view risk management not as a constraint, but as a competitive advantage that enables us to pursue opportunities with confidence and discipline.

Core Principles

Capital Preservation First

Protecting principal capital is our highest priority

Calculated Risk-Taking

Taking smart risks where we have competitive advantages

Risk-Adjusted Returns

Maximizing returns per unit of risk taken

Continuous Monitoring

Active risk assessment and adaptive management

Risk-Adjusted Growth
Sustainable Excellence

Risk Categories

Systematic identification and management of risks across all aspects of our investment operations.

Market Risk

Potential losses from market movements, economic conditions, and systemic factors affecting investment values.

Economic cycle exposure
Interest rate sensitivity
Currency fluctuation risk
Liquidity constraints

Credit Risk

Risk of default by borrowers, counterparties, or investee companies failing to meet their financial obligations.

Portfolio company defaults
Counterparty failures
Bond credit deterioration
Loan repayment risks

Operational Risk

Risk of losses from inadequate internal processes, systems failures, or human errors in investment operations.

Process implementation gaps
Technology system failures
Human error factors
Fraud and misconduct

Regulatory Risk

Risk from changes in laws, regulations, or compliance requirements affecting investment operations and returns.

Tax law changes
Investment regulation shifts
Compliance requirement updates
Cross-border regulatory issues

Concentration Risk

Risk from over-exposure to specific sectors, geographies, or investments that could magnify losses.

Sector over-allocation
Geographic concentration
Single investment exposure
Counterparty concentration

Reputational Risk

Risk to family office reputation from investment decisions, business practices, or external associations.

Controversial investments
Public perception issues
ESG compliance concerns
Media exposure risks

Risk Management Process

Our systematic approach to risk identification, assessment, monitoring, and mitigation.

1

Risk Identification

Systematic identification of potential risks across all investment activities and operations.

2

Risk Assessment

Quantitative and qualitative evaluation of risk likelihood, impact, and correlation.

3

Risk Monitoring

Continuous tracking of risk indicators and early warning systems for emerging threats.

4

Mitigation Strategy

Implementation of specific measures to reduce, transfer, or accept identified risks.

5

Review & Adapt

Regular review of risk framework effectiveness and adaptation to changing conditions.

Mitigation Strategies

Specific approaches we use to manage and reduce different types of investment risk.

Portfolio Diversification

Spreading investments across uncorrelated asset classes, sectors, and geographies to reduce portfolio volatility and protect against systemic risks.

Key Measures:

  • • Maximum 10% allocation to single investment
  • • 3+ uncorrelated asset classes
  • • Geographic diversification across SEA
  • • Regular rebalancing to target weights

Comprehensive Due Diligence

Rigorous investigation and analysis of potential investments covering financial, legal, operational, and market aspects before commitment.

Due Diligence Areas:

  • • Financial modeling and scenario analysis
  • • Legal and regulatory compliance review
  • • Market opportunity assessment
  • • Team background and capability verification

Active Risk Monitoring

Real-time monitoring of portfolio performance, risk indicators, and early warning systems to identify and respond to emerging risks promptly.

Monitoring Tools:

  • • Weekly portfolio risk dashboards
  • • Key risk indicator (KRI) tracking
  • • Automated volatility monitoring
  • • Quarterly risk assessment reports

Governance & Oversight

Clear governance structures with defined roles, responsibilities, and decision-making processes to ensure accountability and oversight.

Governance Elements:

  • • Investment committee approval process
  • • Risk management committee oversight
  • • Clear delegation of authority limits
  • • Regular audit and compliance reviews

Risk Metrics & Monitoring

Key performance indicators and metrics we track to monitor portfolio risk and ensure adherence to risk management policies.

65%

Portfolio Volatility

Annualized standard deviation

Target: <70%
1.2

Sharpe Ratio

Risk-adjusted returns

Target: >1.0
92%

Success Rate

Portfolio performance

Target: >90%
98%

Compliance Rate

Risk policy adherence

Target: 100%

Risk Governance Structure

Clear organizational structure and reporting lines for effective risk management oversight and accountability.

Family Council

Ultimate oversight authority with responsibility for setting risk appetite, approving major risk policies, and ensuring alignment with family values.

Risk Management Committee

Dedicated team responsible for risk assessment, monitoring, and reporting across all investment activities and operational functions.

Investment Committee

Primary decision-making body for investment risks, responsible for deal evaluation, portfolio construction, and risk-return optimization.